I can barely take care of myself – Jen Kirkman

I can barely take care of myself

 

Once we left Starbucks the guy behind me said “Hey we are putting money into the economy and paying taxes that will pay for kid’s public school someday”  Yes! good comeback!

Even if you drive a Prius you are in no way balancing out the carbon footprint that having a kid leaves on this planet.  Having a kid is the worst thing you could do for the environment.

I want to say to these women with kids “Why is it so important for you that I have a kid? Why is it so important for you to spend your time at a party questioning my life choice?”

I think that child free is the new gay. We are the new disenfranchised group. People think we are irresponsible, immoral sluts and that our lifestyle is up for debate.

Idea: “Family decals for cars” but for child free people.

It’s time for the bullying from breeders to stop.  Are children the only thing you guys can talk about? When you are not talking about your own pregnancy, you are talking about how everyone else should be pregnant. Did you forget that you used to have interests and hobbies and opinions about things other than my uterus? We childfree ladies are tired of defending our positions on something that does not need defending.

 

Amar o Depender – Walter Riso

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Buscar Libro: Intimidades Masculinas, Walter Riso.

El gusto por la droga no es lo que define al adicto, sino su incompetencia para dejarla o tenerla bajo control. Querer algo con todas las fuerzas no es malo, convertirlo en imprescindible, si.

El hecho de que desees a tu pareja, que la degustes de arriba abajo, que no veas la hora de enredarte en sus brazos, que te deleites en su presencia, su sonrisa o su mas tierna estupidez, no significa que sufras de apego. Pero si el bienestar recibido se vuelve indispensable, la urgencia por verla no te deja en paz y tu mente se desgasta pensando en ella: bienvenido al mundo de los adictos afectivos.

Recuerda: el deseo mueve al mundo, y la dependencia lo frena. La idea no es reprimir las ganas naturales que surgen del amor, sino fortalecer la capacidad de soltarse cuando haya que hacerlo.

Sugerencias: Empieza por alguna travesura que no sea peligrosa. Recurre al método del absurdo. Despreocupate del que dirán y de la adecuación social.

Nadie recuerda las experiencias recatadas y prudentes del pasado. La memoria siempre gira al rededor de las locuras y las metidas de pata que hicimos.

“Voy a consumir cada día menos crack”, puede resultar risible para los que saben del tema. La adiccion no se rompe lentamente. Puede haber retrocesos, avances y recaídas, pero la lucha es a muerte. Para una persona con predisposición a la adiccion no hay medias tintas. Un sorbo, una fumada o el mínimo consumo puede ser definitivo para que la oscura puerta del vicio vuelva a abrirse.

Parafraseando a Seneca: No hay esclavitud mas vergonzosa que la voluntaria.

El principio del autocontrol consistente: Si tengo miedo a las arañas, la mejor manera de vencer la fobia es permanecer el tiempo suficiente con ellas para que mi organismo se habitué a la adrenalina. Pero cuando se trata de apegos la cosa es distinta. Las adicciones no se vencen por exposición. Aquí la mejor opción es el autocontrol y la resistencia activa. Recordemos que en la adición no hay empalago; por el contrario, cuanto mas droga recibe el adicto, mas dependencia crea. A veces parecería no haber limite.

Rich Brother, Rich Sister – Robert Kiyosaki

Rich Brother Rich Sister

Search books by Dr R Buckminister Fuller.

America is a great county if you have money. If you are poor America can be a tough place to live.

Book: See you at the top, by Zig Ziglar.

Dr Fuller said that a life of specialization could easily become a life of obsolescence. And the more specialized you are, the less people you could serve. He thought it was better to be a generalist rather than a specialist. Specialists look at the world from a narrow point of view while generalists see the big picture.

I don’t think being poor makes me any more spiritual. In fact, when I was poor the circumstance actually robbed me of my spirit.

Its hard to have spiritual power when you are unethical or amoral.

For there to be precession, there must be motion in a direction.  People who are sedentary, not moving, or doing the same thing day after day, have little precession.

Since one’s heaven can be another person’s hell, the question is, what creates a person’s heaven or hell?  While there are many possible answers, one answer is happiness… or the lack of it.

So what is your gift? When I am asked about ho to find one’s gift, I simply reply, “If you had all the money in the world, what would you do for the rest of your life? What would make your heart sing?” I also say “One of the reasons a person does not give or use their gift is because they have been trained to go to school and get a job to earn money.  So the question is, What would you do if you didn’t have to worry about money?”

Why do bad things happen to good people? After something is lost, or something bad happens, I often hear people ask that question.  I follow Dr Fuller’s idea that “good and bad are meaningless.” I now know that all things, good or bad, are blessings.  For example, crashing into the ocean gave me life.  Going broke made me rich. Losing my first wife made me a better husband for Kim. Getting fat made me a healthier person today.

The following steps may assist you in finding your spiritual family.  The first step is to ask yourself “What am I willing to give my life to?” The answer to this question may take some soul-searching but the moment you begin to find your answers, you will begin to find your spiritual family.

The second step is to ask yourself the following questions:

  • If money were no object, would I continue to work at my job?
  • If money were no object, would I work at my job for free?
  • If the answers are “no” to the first two questions, then what would you work at forever and for free?
  • If you are not willing to work forever and for free, then the chances are you have not yet found your soul’s purpose for your life.  If there is something else you would rather do, maybe you should do it.

Its difficult to earn more if you have stopped learning and growing.

Whenever you feel fear, it may mean you are approaching the boundary of what you know and what you do not know.  If you backdown or step back, your growing stops because your learning stops.

Don’t work with “corpse-people”. If you are working for a corpse-o-ration, government or business, be careful. There are people who feed on your fear of losing your job and your need of money. Oftentimes these people give you the creeps or heebie-jeebies. That’s your spirit talking, telling you to be aware. If you stay too long, working only for a paycheck, promotion, or retirement, your soul will be long gone.

I found that when I focused on serving others, blessings other than money came to me. Sometimes the blessings came in the form of bad people or disasters, which is how I learned that something good always came from something bad.  Actually, I found I learned more from my disasters than my miracles.

As Warren Buffet often says, “If you cannot control your emotions, you cannot control your money”.

Most of use know that the most dangerous words in business are: “Trust Me”.  When you hear those words grab your purse or wallet and hang on tight.  Others are “I have integrity”, “I am here to help”, “I’m behind you all the way”.

I have always believed that stress is how intelligence works.

 

 

The Education of Millionaires – Michael Ellsberg

Interested? Check it on Amazon: http://amzn.to/1IcWVWD

Around two years ago, at the age of thirty-two, I came to a shocking realization. Not one penny of how I earned my income was even slightly related to anything I ever studied or learned in college.

All the money in the world provides little comfort if we are lonely, sick, or forlorn of love.

All of us—at least the most idealistic among us—want to make a difference in the world, whether it’s in business, the arts, politics, philanthropy, science, or technology. At the very least, we want to make a difference in our communities. This is what feels meaningful to us: making a difference, having an impact, living for a purpose.

So, how do we reconcile our deepest dreams of making a difference in the world—our dreams of leading a meaningful, impactful life, a life of purpose—with the stark reality that the world doesn’t always care what kind of difference we want to make or give us an A for effort? Navigating these rocky existential waters is one of the most important aptitudes you could develop. Err too far in either direction, and it’s very unlikely you’ll end up happy in life. Err too far on the side of reaching for lofty dreams within your career, without any attention to existing market risks and constraints, and you may end up, as David did at twenty-one, in a hospital for malnourishment, at least metaphorically speaking. And few people who end up in that place of starving-artist-hood have the fortune to get out, as David eventually did. Yet, err too far in the other direction, giving in to fear and sticking to the safe path, without even a nod to the larger impact you want to make, the greater purpose you want to achieve, and you may end up feeling like you missed out. You may enjoy some level of predictability or security in your income, but it won’t feel very satisfying to you inside. Few people would call this “success.”

If you want to become wealthy or famous, which I presume you do if you’re buying and reading a book on success, then you’re going to need to make a difference in the lives of many people.

Making an impact on large groups of people involves leading them in some way. Yet, seeking to be a leader is akin to seeking what economists call a “positional good.” A classic example of a positional good is a penthouse apartment. You can’t have a penthouse apartment unless there are apartments below it. Not everyone in society could have a penthouse apartment.

Those who do end up leading often achieve leadership, amass wealth, fame, or support, or make an impact on the world, largely through the effects of word of mouth. Followers/customers/fans convert other people to followers/customers/fans, who convert more people to followers/customers/fans, until a big group—which business author Seth Godin calls a “tribe”—has amassed around that given leader, company, or artist.

Another way to see it: at any point in your career, you’ll usually be choosing between one path that is safer and one path that has the potential to feel more meaningful to you, between one path that is more certain and one that offers more of a chance for a sense of purpose and heroism. It’s hard to be a hero if there’s no risk involved.

there are also a lot of unacknowledged risks to not following your passions, of sticking too close to the beaten path in the name of safety and predictability. These include: “[T]he risk of working with people you don’t respect; the risk of working for a company whose values are inconsistent with your own; the risk of compromising what’s important; the risk of doing something that fails to express—or even contradicts—who you are. And then there is the most dangerous risk of all—the risk of spending your life not doing what you want on the bet you can buy yourself the freedom to do it later.”3
Randy calls the safe-and-narrow path, which pretends to incur no risks but which incurs the biggest risk of all (regretting your life at the end of it),

So, according to what I’ve described so far in this chapter, we face a serious dilemma: Either we follow our passions and purpose, and incur a significant risk of ending up as a starving artist, or we follow a safe, predictable, boring path, and incur a significant risk of ending up full of regret in our lives. Neither option sounds very palatable. Is there a way out of this bind?

It’s just so different—and better—figuring out how to make a difference in the world and find meaning in your life when your bills are covered and you have a secure roof over your head. It’s way less stressful than trying to do it when you’re broke.

I’m amazed at how many people won’t go for their dreams because they’re scared of that 95-percent failure statistic or some version of it. Let’s consider an analogy. While I have absolutely no scientific data to back this up, it seems to me a reasonable guess that 95 percent of all dates are failures. Now, imagine what would happen to our species if all people, when they heard of the low success rates of individual dates leading past the first date, freaked out and said, “OH MY GOD! I’M NEVER GOING TO GO ON A DATE AGAIN! I MIGHT GET REJECTED!” This generation would be the last. Fortunately, when it comes to dating, humans see that there is a big difference between the high likelihood that any single date will fail and the very low likelihood that all of your dates for the rest of your life will fail. Doing something entrepreneurial is, much like dating, a numbers game. If you can keep your financial and emotional losses low each iteration, and not jump off a building if the business (or date) fails, well then, you can keep trying and trying. Eventually, most everyone can find a creative blending of passion and money that works for them, just as eventually most everyone can find a great date that leads to something more.

I got into the world of marketing and sales. I discovered a lot of the past marketing and sales geniuses, like Claude Hopkins and Eugene Schwartz and John Caples and David Ogilvy, and read all of their books. I read Robert Cialdini’s book Influence: The Psychology of Persuasion, which was very impactful on me.

So, if you want to recruit powerful mentors and teachers to your team, the secret is giving. Giving. Giving. Support them. Figure out how you can help them, and do it. Be the water beneath them, pushing them up the fountain. Be enterprising about it—figure out ways to give and to support them that will blow their mind.

So, if you want to recruit powerful mentors and teachers to your team, the secret is giving. Giving. Giving. Support them. Figure out how you can help them, and do it. Be the water beneath them, pushing them up the fountain. Be enterprising about it—figure out ways to give and to support them that will blow their mind.

(If you feel you need to brush up on your own social intelligence—including your sense of tact—a great place to start is the book Social Intelligence: The New Science of Human Relationships by Daniel Goleman. I highly recommend this book: social intelligence is something we learn almost nothing about in our formal education.)

You should definitely read The Trusted Advisor by David Maister, Charles Green, and Robert Galford, and Networking with the Affluent by Thomas J. Stanley, two of the best books on high-integrity, no-sleaze connecting I’ve read.

Your self-study and learning in one of these areas of advice giving is highly liquid; it can often be traded for learning in another area. Because few people are truly well-rounded, if you become well-rounded in these areas of marketing and sales, health and nutrition, spirituality and personal philosophy, and interesting hobbies and passions, you will almost always have something to help people with. It’s like a Swiss army knife of service, ready in your back pocket for any occasion. And, as you give more, and serve more, you’ll eventually attract the right teachers in all these areas, who will help you learn more …

It turns out, Eben doesn’t often do consulting. He’s so busy working on his Internet business, which brings in $30 million a year in revenue (close to $100K per day), that it just doesn’t pay for him to take hours away from his workday to focus on paid hourly labor. If he spends several hours on someone else’s business for pay, he gets the pay, but he never gets the products of his labor back. If he spends a few hours creating an Internet video that he sells, he can keep selling that video for the rest of his life. The gift that keeps on giving. Leverage. Scalability.

We get paid less and are valued less by other businesspeople with whom we might want to connect because these skill sets have a lower impact on business results. We’ve basically just trained ourselves to be cogs in a machine. Now, with highly educated Chinese and Indians happy to do this kind of by-the-book work for us, many of us are finding that these skills we’ve been training sixteen years to develop have no impact in the workplace at all; we’re out of work. Software programs might even take our job.

in a capitalist economy, in general (and with some significant exceptions) money flows to the people who make the most impact on the most people who have the most money. That’s just the way the game works. You can rail against it, you can call for a socialist revolution. But as long as you’re still opting to play the game, you might as well learn the rules of the game.

$50,000 in a day—because your skill set was that highly valued on the marketplace—and give that money.

In my experience, the skill of success breaks down into three things. The skill of marketing. The skill of sales. And the skill of leadership.

In the Fortune 1000, what position is the most highly paid? You think it’s the CEO? Nope. It’s the #1 sales rep. Second most highly paid? The #2 sales rep. Third most highly paid? VP of sales. Fourth? CEO.

What I still didn’t realize—and what most people who are resistant to learning sales don’t realize—is that there’s a lot of room between just hanging out your shingle and hoping people show up, on the one hand, and forcing and manipulating people to buy things they don’t want, on the other hand. Most people, for reasons of integrity,

Thedagroup.ca

If you want to earn more money in a different field or industry than you currently work in, how can you gain the experience you need in your new chosen field without abandoning your current cash flow? Perhaps you could learn at night or on weekends, or start small and moonlight in the new business. Perhaps you can “learn while you earn” in some way. Maybe you can find people out there who are already successful in that field, who can mentor you for free, or with whom you can apprentice for free.
The point is not that debt is always bad—it’s that the decisions you make when you’re spending your own hard-earned money now, rather than spending “play money” on credit, tend to be more realistic, focused, and reasoned, and less risky and speculative.

It turns out that the millionaires I’ve been talking to who did not complete their formal education didn’t forsake education at all. They were simply following andragogy rather than pedagogy.

Take some of the best books on entrepreneurship. Maybe Innovation and Entrepreneurship by Peter Drucker. Or The Art of the Start by Guy Kawasaki,

“You wake up in the morning, you go brush your teeth. You walk to the kitchen, you make your breakfast. You get ready for work, you drive to work. You get to work. You count the hours until your first coffee break, then its lunchtime. And then you get home from work. You’re exhausted. You don’t even want to talk to your spouse or your friends because you are so tired. You get on the computer and you just numb out and you surf the Internet. Then you go to bed and repeat. That was how my life felt. I knew I had to make a change. I knew I had to do something. I didn’t know how I was going to do it or what it was going to be, but I had to do something.”

At some point in his sales career, he had learned about a concept called “the five-minute rule” from one of his sales mentors. This mentor, a high school dropout and now a successful sales manager, had told Hal: “You’re going to have customers who aren’t going to buy from you. Some might be rude to you or cut your appointment short. You’re going to have days when you don’t reach your goals. And it’s OK to be negative sometimes. But not for more than five minutes.

I can’t change what happened to me. There’s no point in feeling bad about it. If I feel down on myself, or sad or depressed, that doesn’t change anything, it just makes me miserable.”
After I made all these excuses to this guy as to why I wasn’t successful, he said, “Well, if there are other people doing well in your industry, and you’re not, there’s nothing wrong with the business you’re in, there’s something wrong with you.” And I said, “Well, no, no, no, you don’t understand . . .” and I went through a whole other list of excuses as to why the business wasn’t working. “I’m good at what I do. It’s just a really tough business. I want to get into a different, better business, which will be easier.” He said, “Look, young man. You’re like most people. You think the grass is greener on the other side. What’s going to happen if you go into another business is you’re going to spend another six months, another year, another two years, learning the technical skills of another industry, so you can go out and repeat the same bad business habits that have caused you to be a failure in this business. “What you need to do, young man, is learn fundamental business skills. Because once you do, you can apply those to any industry. But until you learn how to make a business work, it doesn’t matter what industry you go into, you’re still going to fail at it.” That was probably the most profound advice ever given to me, at a time in my life when I was willing to hear it, and have it sink in.
they engaged in deep inquiry about what outcomes they specifically wanted to create in their lives, and then relentlessly engaged in only the activities directly related to producing those outcomes in their lives.

If you look for and take care of what’s needed in a situation, rather than what’s requested by your boss, your teammates, or your clients, you’ll always be the first one up for promotions, the first one to win new business, and the last one laid off.

Schooling is important if you want to become a lawyer, a doctor, or a professor. But it’s not as critical for being an entrepreneur.

The Startup Genome Project (http://www.startupgenome.cc). The Project is inspired by the work of successful serial entrepreneur Steve Blank, who argues in his books and teachings that a startup is an organization that should be designed specifically to learn.

He has traded theoretical education in college courses, which cost him a fortune, for real-world education in his own startup, in which he’s instead earning money while he learns. He has simply bypassed the higher education bubble.

Its just so different – and better – figuring out how to make a difference in the world an dfind meaning in your life when your bills are covered and you have a secure roof over your head. Its way less stressful then trying to do it when you are broke.

It turns out, Eben doesnt do consulting. He is so busy working on his business, which brings 30 million a year in revenue, that it just doesnt pay forhim to take hours away from his workday to focus on paid hourlylabor. If he spends several hours on someone else’s business for pay, he gets the pay, but he never gets the products of his labor back. If he spends a few hours creating an Internet video that he sells, he can keep selling that video for the rest of his life. The gift tat keeps on giving. Leverage. Scalability.

Its hard to help poor people when you are one of them.

In my experience, the skill of success breaks down into three things: The skill of marketing. The skill of sales. And teh skill of leadership.

“Andragogy” its literal meaning, I found out, is “man-leading”, and it is contrasted with “pedagogy” which means “child-leading”.

Books to read: Innovation and Entrepreneurship by Peter Drucker, Theart of the start by Guy Kawasaki.

Firsts Steps to Wealth – Dani Johnson

Interested? Check it on Amazon: http://amzn.to/1Id4a0O

Whatever wealth you think you want or need, getting it requires something I call TEEM: Time, Energy, Effort, and Money.

I somehow felt compelled to reach out to this woman. I wanted to know why she was working at McDonald’s. Initially I imagined it was because she wanted to work, or maybe she was bored in her retirement age and wanted something to get her out of the house. But when I saw her resting after wiping each table, I quickly tossed out those assumptions and decided to start up a conversation. I went over, sat next to her, and said in a soft voice, “Hi.” She smiled at me and said, “Well, hello there, honey.” Her sweet smile and gentle-yet-raspy voice touched my heart. After a few minutes of chitchat, I had to ask a question. “How long have you worked here?” “Oh, for a little while,” she said. “Do you like what you do?” “Well, honey, I am just glad to have a job.” “Really? Why is that?” “Social Security and my husband’s pension just is not enough to live on, so I have to work.” “What? Are you kidding me?” “No, sweetheart. I wish I was.” “If you don’t mind, can I ask you a personal question?” “Sure.” “How old are you?” She sighed and chuckled before saying, “I am eighty-nine and will be ninety next month.” Tears welled up my eyes as I heard this. I was so upset at this injustice! I wanted to tell her to quit her job right then and there so I could support her and her husband financially.

Then the reality set in. I could barely take care of myself, let alone this sweet, elderly couple. Where were their kids and grand kids? Who was letting her work like that? What kind of a family did they have? There I was, twenty years old and looking at my possible future.

Now, back to that shocking information that I had learned briefly before meeting the McDonald’s lady. It was a statistic that 98 percent of the population will end up dead or dead broke by age sixty-five. Let me repeat that: 98 percent of the population will end up dead or dead broke by age sixty-five. Only 2 percent of the population will succeed financially.

As I have travelled around the world I have encountered scenarios similar to the McDonald’s lady’s time and again – people living life by default instead of by design, and working breathlessly hard throughout their lives only to end up broke at the end of their race.

Ninety-eight percent of the people I come across are miserable. They put on a game face to convince themselves and others that everything is okay, but it is not. They are working too hard, they are maxed out on credit cards, their marriages are unhappy, and they do not know how to handle their children. They are filled with regret and confusion and do not know how to fix the situation. They have no clue what the end of their path even looks like, let alone how to get there.

Number one, he said, “If you give me one excuse, I will not work with you.” Since that time – in the twenty-two years of being in business and working with tens of thousands of people from all over the world – I have found that people spend more time creating excuses than they do creating results. They spend more time justifying their failures and mediocrity than they do creating results. It takes so little time to create results, but most people spend more time coming up with excuses instead of creating results. Let me give you the definition of an excuse: a well-planned lie. 

At one point I was in a meeting with a man who was making $500,000 a month. It was a private board meeting with several men who were all making a lot of money, and they were sharing ideas. I thought it was an invitation to share ideas, so I piped up and said, “Hey, listen, I have an idea.” He slammed his hand on the table and said, “You are so stupid.” My blood started to boil, but I kept quiet. “How much money do you make?” he asked. “I am just getting started, sir,” I said. “How much money do I make?” “Half a million dollars a month.” “That is what’s wrong with you 98 Percenters,” he said. “You are so busy trying to size yourself up to my success that you’re missing the opportunity to learn from me. If I pay attention to your ideas, I am going to go broke just like you. If you pay attention to my ideas, you have a chance of making half a million dollars a month.”

How do you want to live? It’s up to you. Do not live your life by default – live it by design.

The media sold us the fantasy that buying is the way to be successful and wealthy. The part they did not tell us, though, was the pain, stress, and emptiness “stuff” brings. Or the money and time it takes to maintain and clean the five-bedroom house with six bathrooms. They didn’t tell us about the burden of debt and the stress it causes on a marriage. There is a lot of pressure that goes along with keeping up with “the Joneses.”

Here is a real easy rule of thumb for success and creating wealth. Find out what everyone else is doing and do the exact opposite. The masses historically are wrong, so go in the other direction.

I have a holistic approach to wealth. True wealth to me is accumulating money without sacrificing your marriage, kids, health, or fun.

I have discovered three things you need to know about money: • How to make it and more of it • How to keep it • How to turn it into your slave.

Money is always looking for a place to go. If you do not direct it, your money will get sucked into department stores, grocery stores, and the Internet. It will be sucked into those companies’ bank accounts instead of remaining in your bank account.

Will you be part of the 98 percent who are dead or broke at age sixty-five? Or part of the 2 percent who are living a wealthy, successful, favored life?

So what is your specialty? Is it gossip? Do you specialize in excuses? Sports stats, collecting fashion magazines, junk food, watching TV, Tweeting? Your specialty is where you spend your time. Unfortunately, 98 percent of the population spends its time specializing in things that don’t lead to wealth or happiness.

When you are an entrepreneur, you get paid for results. You do not get paid for time wasted with unproductive feelings.

Desire always reveals design and destiny. An eagle was designed to soar, and it has the desire to soar. The eagle was perfectly designed for it to soar. It was not designed like a chicken. It doesn’t have the desire to cluck around on the ground with a destiny of being deep-fried. Its destiny is soaring. Is the baby eagle designed with a skill to soar? Absolutely not. The baby eagle has to get on the momma eagle’s back and the momma eagle takes the baby soaring. Then the momma eagle tilts her wings and drops the baby off her back. That baby eagle flutters and, I am sure, has a heart that pumps incredibly fast. It works hard, yet it does not soar. It sinks fast in the air. But have no fear. Momma eagle swoops down, lifts the baby onto her back, and then soars up. She tilts her wings and lets the baby off her back again. She does this repeatedly, day after day, until the baby has the skill to fly.

Ego Keeps You Broke, Ego will render you broke for the rest of your life. Ego says, “That is not me” or “Gosh, I would never do a business like that” or “What would my friends think if I was doing something like that?” Ego says it is everybody else’s fault and takes no responsibility. Ego focuses on everybody else’s failures and not your own. Ego wants somebody else to pay for how you feel and somebody else to admit they were wrong.

Make a commitment to stop hurting people and to be someone who is building people up and creating good relationships. Be a source to other people. Be part of a rare breed of people who is achieving success and wealth while honoring others.

Why is it impossible to succeed without the Law of Forgiveness? Because there is one guarantee in life: We are going to face troubles with other human beings. So to succeed in life, in relationships, or in business, you have to know how to deal with people.

I had that sick feeling that I was supposed to do something I did not want to do. I knew it was the thing I was supposed to do, but I did not like the answer. I had to weigh my ego against my bank account. Desperation was not going to afford me the luxury of spending a year looking for the right business. I wanted desperately to be no longer homeless or a failure. I needed to change my life.

If I had ignored that weight-loss box in the back seat of my car and searched for something else to do, I do not know where I would be today. I am so glad that I was desperate and did not have time to be picky or to “find” my passion. I did what was in front of me, working with excellence and diligence. It was clearly worth it!

Then I had heard a voice say, “If you can be faithful with what I have given to you – Hans and the kids – then I will multiply your efforts.”

I have a question for you. Where is your focus today? When you are sitting at your place of work, whether you own the place or you work for someone else, where is your focus when you are at work? Are you answering personal phone calls? Are you texting? Are you Facebooking? Tweeting? Are you searching the Internet? Are you IM-ing – sending instant messages to – friends and forwarding joke e-mails to your office and personal friends? If you are doing any of those things, your focus is split in many different directions and you are not using the Law of Focus to your benefit. You would be amazed at how much more you can get done in your life when you focus.

The Law of Promotion is not just associated with influence and money, but it does correlate with time. If you waste time, you lose it forever. Time is something you never get back again, and it is more valuable than money. If you’re not faithful with your time, your life spins out of control. Your life gets sucked into destruction. Your life gets trapped in an unproductive cycle that destroys your confidence and eventually leads to depression. However, if you are faithful with your time and if you focus, you will be given more.

It is not always the products and services that make people happy. It is the relationship you have with them that makes them happy about being your client. How they feel about it is more important than the product itself. People are not loyal to the products, they are loyal to the people. If they like you, they will do business with you. If they do not like you, they will do business with somebody else.

If you want to be wealthy, you have to know how to sell. But selling is not about trying to get people to like you or buy your products; it is about building relationships and growing your influence. It is about honoring people around you. It is about making people feel valued. Influence is where sales take place.

It is so easy to influence people. It boils down to this simple thing: Give people what they want. What do people want? Everybody wants to feel special. Every human we pass by every single day wants to feel valued. They want to know they matter to somebody. It is easy to gain influence in another person’s life simply by valuing him or her.

Treat everyone like he or she is a friend. This is a very powerful concept. You are happy to see friends and happy to be with them. So if you treat all people with that same sense that you are happy to see them and you like being around them, the same energy is produced as with being with a friend. That is how you should communicate with every person you encounter. Your attitude toward people makes a huge difference. If you are flying on a plane, your feelings toward the airline will be very different if a flight attendant treats you courteously instead of rudely. We have all been talked to in a way that provokes us to give that bossy broad a dirty look and keep our cell phones on. We have also experienced the ones who are sweet and speak to us in a friendly manner, which makes us want to turn off our cell phones. The “Friends First” concept is simple. Talk to every stranger the way you talk to your friends. Be friendly, warm, and inviting. Use the same tone of voice and make them feel comfortable. This disarms strangers and helps them relax and become interested in you.

You can do this by asking questions using something I call FORM. “F” stands for family. “O” stands for occupation. “R” stands for recreation. And “M” stands for message. Asking people about their family, occupation, and recreation is a way to find out what people are interested in and to show interest in them. So get people talking about those three simple things.

When you are FORMing people, you are specifically looking for their SIGN. It’s not their horoscope – it stands for Strengths, Interests, Goals, and Needs.

You should honor, value, and recognize the people all around you, and act in your job as if you own the place and want the people to stay there. It is a natural progression that they will pick you when a management position opens because you are fair and good. You will have gained the people’s favor.

You cannot influence people or get to high levels of influence if your heart is not in the right place. Eventually, the truth comes out about exactly who you are. You will make decisions that will expose who you are, and what you build will not last. Your business will be shaky. You will not sleep well at night knowing you have manipulated people. You will develop a reputation as being untrustworthy and you will have to bribe people – with gifts or money – to be your friends. If you are going to be wealthy, be a wealthy person with an outrageous reputation for treating everyone well, not just the rich and famous or the important people. Be trustworthy in everything you do.

Instead of trying to get something from someone in return, have the larger view of trying to make a difference in the world and in your community. You will be amazed at the outcome and where it will take you.

I expanded my mindset to influence people not for selfish reasons but because I want them to have a better life.

If you have an appointment with a Sapphire, do not expect him or her to be on time. When you get upset with a Sapphire who is late, it is your fault for getting upset. That’s the way they are wired – love them for their strengths. Tell them thirty minutes earlier than you need them and bring your computer so you can get some work done while you wait. You will wait.

Emeralds can be more productive if they remember it is not about perfection, it is about getting the job done with results and testing the results. Why try to learn everything in advance when you may already have a baseline of skill and things you did not have to learn? You wasted time learning some things you did not need to, but if you test the results, you will see the areas where you need to focus.

Rubies always have to have the next step, a goal, or a challenge in front of them. They constantly have to be moving in a forward direction because that is what they were born to do.

The Law of Promotion means to prosper where you are planted. If you show you can be trusted with what’s in front of you, you will be made ruler of much. A lot of people think they will treat people a certain way when they are successful, or they will give to charity when they are wealthy. But you have to treat people that way now, and you have to give to others now. Invest in your job like it is your own company, and that’s how you will get promoted. Turn where you work into something better than it is. Ninety-eight percent of the population thinks they deserve a raise just for showing up. A raise means an increase – and you get an increase by increasing. You have to get better than when you got there, and you have to make it better. You have to make a difference instead of just sucking up oxygen and expecting a paycheck. Ninety-eight percent of the population wants to find a job that they love, but that is not how it works. If you find a way to love your job now, you will be given more. If you cannot manage your current job, how can you manage a bigger one? If you cannot manage your employees now, how can you manage them if your business grows? One of the basic steps to wealth is to take care of what you already have.

That same message has hit me in many areas of my life, from my marriage to my business: If you cannot respect and honor what you have now, and you do not take care of it, you will never graduate to the next place.

You have the ability to change your environment without changing your physical location. Your environment is in your head. It exudes out of your being. Hating your job never opens the vault to blessing, but it will decrease your production. It will open the door for you to gossip about your boss, to going on Facebook, to e-mailing friends, and to forwarding jokes while you are supposed to be working. Hating your job will cause you to avoid your boss and to avoid the people who are at the top and who need to see your good attitude, your good work, your excellence, and your diligence. Hating your job will never help you to become diligent or proficient or to find shortcuts that will help you raise the company’s revenue or to make you more valuable in the workplace.

Ask yourself every day, “How can I increase my value at the job?” This will happen with communication – communication with the boss and communication with other people. Build a foundation of making yourself incredibly valuable to your job, to the boss, to the company, and to clients. Is your boss frustrated with you, or does your boss feel as though he or she could not live without you? You become valuable to your boss if you get the job done and relieve stress for him or her. But it is more than just getting the job done – it is the working relationship. Do not think of your work as just a job, something you have to do. You are a partner on a team, and you want that team to be successful. When the time is right, sit down with your boss and have a frank conversation. First, thank your boss. Second, practice the Law of Value. Ask your boss: Show me, tell me, and coach me on what I can do better on the job to help this company succeed.

Thank-You Notes: When was the last time you wrote your boss a thank-you card? Learn your boss’s personality so you know how to communicate to your boss.

Many employees are trying to focus on twelve things at the same time: answering text messages, checking their personal e-mail, instant messaging their friends, forwarding e-mail jokes to a couple of co-workers and friends, listening to the news, and checking their Facebook page – all while trying to work. When you have your focus divided in all of these directions, you are totally unproductive.

To get a raise you have to raise your value to the company. There is always a way to make yourself more valuable so your boss wants to pay you more for doing the same thing.

I taught you to honor people by FORMing them – asking about their family, occupation, recreation, and message – as well as asking about their signs – strengths, interests, goals, and needs.

The most common question I get is, “Dani, how did you do it? How did you go from homeless to making millions?” My answer is always the same. I decided never to return to being broke again. I decided not to end up like those who had raised me. I decided not to be the failure everyone said I would be. I decided no longer to be the failure I had become.

When you make a solid decision it is always followed by action, and action leads to success.

If I were a chiropractor, I would say to every potential client, “There are a lot of people who are in pain yet not deadly serious about their health. I am just interviewing for a couple of clients who are truly serious about attaining good, solid health to make sure they are going to go the distance with me. How serious are you about getting your back straightened and living a pain-free, healthy life? I am after your long-term health. I want to get you well so we don’t have to see each other very much.” That is turning the tables on the prospect. They are expecting you to sell to them, so don’t. Make them want you instead. I was no longer selling. I was interviewing, and that’s how you have to think if you are marketing something. You have to interview instead of sell. Selling causes people to guard their wallets. Interviewing causes them to impress you and tell you why they need you, versus your having to tell them why they need you.

There is a philosophy out there of finding something that’s within you, what you would like to do. If I had followed that line of thinking, I would still be homeless. Did I like sales? Heck no. Was I good at it? No. Was it one of my natural-born talents? Oh, my gosh, no! What were my natural-born talents? I didn’t have any!

You do not have to love what you do. Start where you are.

Do something that makes a profit. Or find somebody else’s profitable idea and do that. For example, housekeepers are a dime a dozen. What could you add to make your service a little different from every other service in the area?

Some people go in and out of being teachable. Most people start off unteachable. They say, “I’ve got it all figured out.” But it takes failure to bring people to a place of being teachable. And usually then they only stay teachable until they have a little bit of success. Once they have that little bit of success, they figure they have the rest dialed – until they fail again. So they go on this rollercoaster – and some never get off the rollercoaster to be teachable.

Entrepreneurship is people and finance.

Financial pressure is not a great way to start a business for most people. Some of us can do it. Sometimes it is the financial pressure and the squeezing out on all sides that makes you desperate enough to drop your ego and do whatever it takes to be able to make money. But if you are spending eight thousand dollars a month, you are not there yet because you will start a company and spend the same way you do now.”

This process is the pathway to bigger profits. It has three simple steps: increase exposure, increase conversion, and increase scalability.

Testimonials need to be short, quick, and to the point. They need to be about the results of the product/service and the problem that has been solved for your clients who use it.

You cannot have the attitude that just paying them is enough because people care more about recognition and approval than money. Edifying them makes them feel special and important, and that means more to them than the actual paycheck they receive.

As an employer and would-be employee-preneur, it is also important for you to have systems in place that reward others for their efforts. You want to be able to pay your people well and to have a bonus structure in place that will help motivate your internal team.

I had a massive awakening. My things had consumed my life and I hadn’t even realized it. I saw that I was crippled by greed. I was a slave to money and a slave to recognition. I had grown up in poverty and although I had made millions of dollars, I still had the poverty mentality, which spends everything that is made – and for what?

Wealth is accumulated and then passed down for generations to grow the wealth even bigger. I was accumulating stuff instead of wealth. You kick poverty when you are able to keep the money. It has nothing to do with how much you make. It has everything to do with how much you spend.

Do not pass down debt to your children who will pass it down to their children. Instead, choose to pass down wealth, which is what I believe you were designed to do. Choose to give them the gift of wisdom of accumulating wealth and understanding how money works and the freedom that it brings.

You were designed with wealth in mind. We know that to be true because the Law of Desire states that if you have the desire for wealth, it is because you were given the design to have wealth. You bought this book, First Steps to Wealth, because you have a desire to become wealthy. When the Great Designer put you together, he did so with all that I showed you in Chapter 1. The desire is not for stuff; it is for freedom.

Your monthly income is supposed to grow something, just like a seed, but most people live from paycheck to paycheck, which means they are eating all of their seed. They have nothing to plant and grow. Your seed is supposed to reproduce itself. It is not supposed to be all eaten. But instead, people spend their money on cell phones, televisions, food that goes to waste, and clothes they do not wear left hanging in their closets with tags still on them.

Another question, how did we ever get suckered into financing a depreciating liability?

Ninety-eight percent of the population has lived under a false sense of wealth because we can afford to waste money.

Only 2 percent truly understands wealth. Ninety-eight percent of the population will eat all of their seeds. Money is seed. It is supposed to multiply, and it cannot multiply if you are consuming all of it. You have to stop being a consuming human being and start being an income-producing human being.

Do you know what happened to the money you made in the past five years? Two percent of the population knows exactly where the money goes. Ninety-eight percent of the population doesn’t have a clue.

You have been allotted a certain amount of money every single month. You exchange your skill for that money. This money is the financial territory you are in charge of governing. Let’s say your allotment is two thousand dollars a month. If you are faithful with that two thousand dollars a month, then it is going to good use and you are multiplying the money. When you are multiplying the money, you will be given more financial territory to govern. But if you spend all you make every month, you will not be given more territory. You have to be faithful with the two thousand dollars a month to get four thousand dollars, to get six thousand dollars, to get ten thousand dollars, and to get a hundred thousand dollars a month. Once you realize that this is the financial law and you start playing by the rules, you will start gaining more financial territory and accumulate wealth.

Two percent of the population knows exactly where the money goes. The other 98 percent hasn’t a clue.

The 98 Percenters use credit cards to buy stuff, whereas the 2 Percenters use credit to build wealth.

If you are financially independent, you can have the big house or five Lamborghinis if you want. Live the life you want to live. But if you are in debt, you do not have the right to be shopping at the mall every week.

Your debt-free lifestyle is in your pantry, closet, and garage. You have the money for a dream vacation, but it is wasted in small things.

All debt is based on greed. Your mortgage is also a type of debt. As I said in the last chapter, your mortgage is making the bankers rich, while you are enslaved in debt, paying interest.

Give a dollar for every ten dollars you make, and your needs will always be met. The wealthy use this principle.

Debt is evil. When you have debt, you become a slave to money.

The impoverished spend their money on stuff. Middle-class people spend their money on what they think are assets, but it is really just stuff. The wealthy invest their money on income-producing assets.

Invest in what you know. Investing is all about risk; it is all about calculating and running your numbers. It is about learning new skills.

Do not buy according to ego, but according to what is wise. Buy below your means, not above. Buy an older, small two- or three-bedroom house and rent it for almost double of what your mortgage will be.

I only possess the skills I have because He wrote how to get them. Everything I have talked about in this book came from the Bible.

When I finally came to God, I realized I had been practicing a lot of His principles already, and I did not have to be a pastor to do God’s work. I decided to read the Bible and seek the answers myself. I learned that Abraham was a wealthy businessman, not a pastor or an evangelist. Isaac was also a wealthy businessman, and Moses was a politician and judge. He was not a pastor as we see pastors today. He looked and dressed like an Egyptian and I believe he had tattoos. He would be harshly judged today by many churches in the world that care more about their rules of how to dress and how to look like a “good Christian” than they do about what the Bible really says. Joseph, a former slave, learned how to become an architect and business manager. He managed laborers and did engineering. He was an excellent administrator and had some incredible accounting skills. He was not a pastor. He too looked like an Egyptian with tattoos, short skirts, a wig, and eyeliner. He looked so much like an Egyptian that when his brothers saw him after being separated for many years, they did not recognize him. They thought he was the Egyptian ruler, and in reality he was. These famous men who have been talked about for thousands of years were not the heads of a modern church -those structured buildings and organizations did not exist then. God used everyday average people with professions in the marketplace to develop a people, and He raised up an army that would impact people’s lives for the better. David – the apple of God’s eye, the one God promised that He would establish His kingdom forever – was a political leader, singer, songwriter, military leader, and businessman.

It is almost like your timeline gets synced with God’s. It is the right whisper in your heart at the right time. It is the right voice in your head that gives you the exact answer you were looking for. That voice speaks to you when you train yourself to listen to it and obey. That voice wants to bless you so much that you fall to your knees and thank Him for everything He has done.

Your business and work are also ways to impact people’s lives. What kinds of seeds are you planting there? What will people be saying about you fifty years after you are gone? Will they even know who you are?

Although Hans and I make money in our businesses, our business model has always been about helping other people. We are making a difference not only with our staff and our employees and their families, but also with our clients.

You will never be able to convince your family that your crazy ideas or your new mindset is the way they should be thinking. It is like a crab that is trying to get out of a bucket, and the rest of the crabs try to pull him back down. Some are jealous; some are scared for you – they are overprotective because they do not want you to fail; and some maybe have an inkling that you might succeed and your success will make them look bad. Whatever their motives are, none of that really matters. What matters is this: The only thing that determines success is results. So do not try to convince your friends and family to dig into all of this information and to buy investments or start a business. Get results – they speak louder than anything you can say. When your friends and family see your results, they will be begging for you to show them how. That is how you will get their attention.

 

Summary: Rich dad, poor dad – Robert Kiyosaki and Sharon Lechter

Summary, Rich dad, poor dad - Robert Kiyosaki and Sharon Lechter

 

Most people fall into the trap of building liabilities without realizing that’s what they are doing, they are financially illiterate, and fail to understand the difference between an income statement and a balance sheet, and the relationship between the two.

Having a good career only helps a person become more financially secure if they invest the additional money generated in the purchase of income generating assets. What constitutes an asset? An asset is anything that: Has value. Produces income. Appreciates in value and has a ready market for resale.

An important distinction is that rich people buy luxuries last, while the poor and middle class tend to buy luxuries first.

Specialization is a trap that should be avoided. It’s more beneficial to know a little about a lot of business subjects than to know everything there is to know everything about just one area. By having a broad business background, you have more options available to you.

‘‘Do what you feel in your heart to be right — for you’ll be criticized anyway. You’ll be damned if you do, and damned if you don’t.’’

The rich look at a loss as a temporary setback. The poor look at a loss as a permanent state of affairs.  “I always try and turn every disaster into an opportunity.’’ –John D. Rockefeller

As a general rule, successful friends will enjoy talking about money — it will be a subject they’re interested in and well read on. By contrast, unsuccessful friends will often avoid the subject like the plague –you’ll learn by observing what they do than you will by discussing things with them.

 Make your investments freehold. Whenever you make an investment, your first goal (naturally) is to buy something that will increase in value. As that occurs, liquidate part of your position until your original capital has been repaid. You can now stop worrying about market fluctuations, because your capital has been returned. At this happy point, your asset is now completely freehold. Any further gains are the icing on the cake, or if the asset starts to lose value, it really won’t impact on your financial health — it will just delay the accomplishment of financial wealth.

 

Money Secrets of the Amish – Lorilee Craker

Money Secrets of the Amish - Lorilee Craker

Use it up, wear it out, make do, or do without.

To pay someone on time is an extension of the commandment “Do not steal”, if it is due on the tenth and you pay on the fifteenth you are stealing that man’s money for five days.

Without a stash of money set aside, there is nothing standing between us and very stressful times.

P.T. Barnum: If you have money saved in the bank, you will wake up richer every morning than you were the night before.

P.T. Barnum: Money is in some respects life’s fire: it is a very excellent servant, but a terrible master.

P.T. Barnum : As a general thing, I have not ‘duped the world’ nor attempted to do so… I have generally given people the worth of their money twice told.

P.T. Barnum : No man has a right to expect to succeed in life unless he understands his business, and nobody can understand his business thoroughly unless he learns it by personal application and experience.

No Kids, 40 Good Reasons Not to Have Children – Corinne Maier

Interested? Check it on Amazon: http://amzn.to/1XtAoXi

Let’s be sensible: a child is neither a right nor a necessity it’s simply a possibility.

In the 1980’s, in the United States and Canada, Australia and England non-parent associations began to appear. Having grown into genuine pressure groups. these associations now insist that the word child free replace the derogatory childless. They see not having children as a choice not a handicap. Their members don’t feel deprived they are quite happy, thanks very much.

“Work, Family, Fatherland” (Travail, Famille, Patrie). “Get to work, reproduce yourselves, and then you will never think of doing anything you shouldn’t do, and I shall take care of law and order. That is the unwritten rule of every dictator. The State has an interest in your having chidren: is that not a bit suspect?

The growth of the importance of the word happiness is the result of centuries of progress, because we have always believed that tomorrow will be better than today. But promising a child happiness today is an act of bad faith. I’m not going to recite you a little verse on the future of the planet, but there is not much there to be cheerful about. A hole in the ozone layer, global warming, overexploited forests and fisheries that’s what we are facing. And especially you, future generations, because you’re going to have to pay for it. It’s a pretty crappy baton they passed you; do your best: say, “Thanks very much”. Your parents did what they could to make you happy. They certainly didn’t try to change the world, they were too busy changing your diapers.

 

We will often hear parents who have spoiled their own lives in the name of their kids say something like, “What else could I do-I have children to raise!” “I can’t quit a job I hate because I have kids”?

What an excuse I haven’t been able to pursue my own dreams-I had to feed the kids.’ What an awful thing to say no? Before, in my parents’ time, my mother said: I can’t leave your father, its for your sake.” I realized your that the real motive was that she would rather stay home and drive my father crazy and be driven crazy by him. There are those who would rather be unhappy together than happy on their own That, the way it is.

In reality, children are often used as an excuse for giving up on life without even trying. The moral of the story is, when you do not do what you really want to do, there is no excuse.  Not work, not the family, not your country.
The suburban bungalow with a little garden, bastion of the proliferation of the suburban family, described by the feminist Betty Friedan as ‘a comfortable concentration camp.

 

Kids are unbiased allies of capitalism.

Consumption is the foundation of parenthood. You have to equip yourself with a fantastic catalogue of stuff if you’re going to be a parent worthy of the name: a cradle, a playpen, a crib, a car seat, a high chair, a carriage, a folding stroller, a baby sling, diapers, clothes, bottle warmers, bottle sterilizers, ointments, creams, baby wipes, a changing table. Some of these things display a technological refinement that is as impressive as it is useless.  Take the baby carriage. The very latest European models are called Vigour, Aeroport, Carrera, Graco, Even o, Peg Perego, are offered with six wheels or even eight if table tires, disc brakes, rear parking brakes, ergonomic handlebars and on and on. They are little miracles But now they are twice as heavy, difficult to drag onto public transit, impossible to load onto a bike or a scooter. You’ll need a car to lug it all around. Preferably a big one, with air bags for safety Every little trip turns into moving day, a nightmare of bags and totes.

This is costly of course, but it is only the beginning. The child eats and soils himself so you’ll need a washing machine and a dryer and a dishwasher. And you’ll have to get a big supply of plastic diapers (six or seven a day for two for three years a genuine environmental disaster, since they aren’t recyclable).  The little fellow requires some space so you’ll have to buy a house, where he’ll have his own room-hopefully he will then be a bit less of a nuisance Then you’ll have to dress him, and there is an infant style book that the most committed parents take care to follow buying the best brands, of course. All kinds of articles in women’s magazines, as well as a sort of Vogue for children, called Milk, will help you choose clothes as expensive as those for adult.

The dear little will wear them for only three months, if ever, but who cares? For every single thing the child consumer needs, the parents must become consumers as well. But is the child that is the major target of experts. The newer something is, and the more tawdry, the more she likes it. While still a toddler, she’ll be playing Game Boy, and she’ll have her first computer by the time she’s eight. Technology is no mystery to her. At twelve, she’ll have to have an iPod if she’s not going to laughed out of the school yard. But that’s still not enough. A multifunction digital camera’s next. And a cellphone: according to a British study, two-thirds of kids aged six to thirteen have one. What do they do with it? According to one expert in child marketing (a thrilling profession, I am sure), “All kids want one, even if they seldom use it except for calling home. Calling home? Don’t kids and parents already have more than enough time not to speak to each other? And besides all that, kids have terrible taste: ugly shoes in colours inspired by the latest video game, clothes based on some idiotic TV series, trading cards for Pokémon or Warhammer or Yu-Gi-Oh! Welcome to the Kingdom of Ugliness.

All that stuff means wasted money, wasted time shopping for junk, thousands of hours of work spent trying to earn enough to for a house big enough to pay store it all in. Parents have to do all this because every kid’s room is Ali Baba’s with toys stacked up to an cave, the ceiling and an incredible mess of clothes, boxes that have never been opened, gadgets that are broken or obsolete or wonky. In the Land of Merchandise, the child is in its element. It’s great for always more things, always more crap you can’t recycle, interchangeable junk soon forgotten and endlessly replaceable. That is exactly what the child wants. As long as there are kids, the absurd world we live in has a future. The human species doesn’t necessarily have one, but that’s another story.

 

Not knowing exactly what a job consists of, a lot of children think it must be like school, complete with the obligatory stupid teachers To kids, their parents work has become a totally abstract idea They will be well prepared, when they grow up for useless and boring jobs While children are still small, society expects from them a blind obedience to the rules and to discipline daycare, school-these are just links in the immense chain of control over the bodies and souls that make up the world. There’s really no essential difference between a daycare and the workplace one looks after the child and the other after the grown-up. Children probably see this as normal. A heated room of their own, a timetable to follow, a cafeteria, some pals a made-to-measure Lilliputian dream.

 

In larger French cities, one out of every two couples gets divorced or separated, especially young couples. More and more couples are breaking up when the children are still very small: statistically, around the first-born’s fourth birthday, or shortly after the second child’s, if they are a bit slow. To have sex, or to have children? It’s often the choice you’ll have to make.
And so with pregnancy comes a long sexual winter. And that’s of “I have good news and bad news”: this bad news will not be followed by good. No, the deprivation won’t be over when the child arrives. You just don’t feel much like making love after you’ve had an episiotomy. And even if you do, it’s going to hurt for weeks. You don’t know about episiotomies?

 

The naive will say, “Oh, but looking after children isn’t work!” Seriously? Raising kids means sticking to schedules, doing chores. It is sweat, tears, and guaranteed tedium. In Austria, women can now calculate the amount of time they’ve devoted to child-raising when they negotiate their legal age of retirement. If looking after children were agreeable and rewarding, people would do it for free, but that is not the case.

Nobody wants to look after your children without financial compensation (except, of course, your own parents, who will exact some form of payment eventually, which I’ll get to later). The daycare worker, the teacher, the babysitter they all get paid. Not very well, mind you: all the jobs connected to children are undervalued, and “child professionals” find themselves always less well paid than those who look after adults. Child psychologists: aren’t they less respected than shrinks for adults? And schoolteachers are paid less than university professors. Why? Because they have undertaken a painful and unrewarding task. The child-what a dreary subject!

 

For some time now, overburdened parents have found a solution to this alternating care. The child spends a week with the father, then a week with the mother It’s a sort of half-time family of course, for this to work the couple has to have already split up. But that’s just a minor detail when measured against what they are escaping from.

You’ll be living on somebody else’s timetable now, the baby’s strictly laid the out for you by nanny the daycare schedule, and the school calendar.  Here are some of the personal freedom used to enjoy before you were saddled with the kid:

Sleeping through the night very rare during the first few months

Sleeping in all morning (difficult when the brat comes and jumps on your stomach at the crack of dawn.

  • Deciding at the last minute to go to a move.
  • Staying out after midnight you have to relieve the babysitter and if you do stay out past midnight, you have to either drive her home or pay for her taxi.
  • Going to a museum or an art show: the kid starts bawling after just five minutes.
  • Travelling anywhere except to stupid destinations featuring beaches, the sea, or daycare.
  • Going away any time other than school holidays (this applies to people with children from five right up to eighteen).
  • Drinking before the kid’s bedtime, because putting a child to bed when you are drunk just isn’t done.
  • Smoking in front of your kid: nowadays it’s a crime against humanity.

Everyone take warning from France’s example. In this deathly boring and moralistic world, they want you to think that happiness is to be found in your two breasts, in making babies, and in your job. The truth is that the more you fecundity increases, the fewer there are of you who can call yourselves happy. Open your eyes your kids are going to be the “loser babies destined for unemployment. or precarious or inferior jobs in other words factory drones. Their lives will be way less fun than yours and that, saying lot listen your marvelous babies have no future because every child born in a developed country is an ecological disaster for the whole planet.

And you-you’re going to spend twenty years of your life raising them The education of children has become a sacrament: society demands of modern parents a level of performance worthy of Superman or superwoman Always on call, smiling, attentive teachers and responsible-is there anything you won’t do to guarantee the “happiness” and fulfilment of the kids. Becoming a parent means giving up everything else: your life as a couple, your leisure time, your sex life, your friends, and if you’re a woman, your career success.

All that for kids? Honestly, is it really worth it? Take the necessary precautions Having children it happens too quickly

Outwitting The Devil – Napoleon Hill

Interested? Check it on Amazon: http://amzn.to/1XtANcg

As inconsistent as it may seem, you will learn more about how to succeed from the failure than you will from the so-called successes. They will teach you what not to do.

My experience taught me that a man is never quite so near success as when that which he calls “failure” has overtaken him, for it is on occasions of this sort that he is forced to think. If he thinks accurately, and with persistence, he discovers that so-called failure usually is nothing more than a signal to re-arm himself with a new plan or purpose. Most real failures are due to limitations which men set up in their own minds.  If they had the courage to go one step further, they would discover the error.

I Receive Strange “Orders” from a Strange Source

My instructions began in this fashion:

“You are now completely in charge of your other self’ You are entitled to know that two entities occupy your body, as in fact similar entities occupy the body of each living person no on earth.

One of these entities is motivated by and responds to the impulse of fear. The other is motivated by and responds to the impulse of faith. For more than you have been driven a year like a slave, by the fear entity.

My first royalty check from the sale of my books was for $850. As I opened the envelope in which it came my “other self” said. our only limitation is the one which you set in up your own mind!”

“Your only limitation is the one which ou set up in your own mind!”

Above everything else, get this fact clearly fixed in your mind, that your other self will not do your work for you; it will only guide you intelligently in achieving for yourself the objects of your desires.Will you be guided by faith? or will you allow fear to overtake you?

 

“Failure A Blessing in Disguise”

I have made another discovery as the result of this introduction to my “other self,” namely, that there is a solution for every legitimate problem, no matter how difficult the problem may seem.

I have also discovered that there comes with every experience of temporary defeat, and every failure and every form of adversity, the seed of an equivalent benefit.

Mind I did not say the full-blown flower of success, you, but the seed from which that flower may be made to germinate and I know of no exception to this rule. The seed of grow, which I speak may not always be observed, but you may be sure it is there, in one form or another.

“Every great leader of the past, whose record I have examined, was beset by difficulties and met with temporary defeat before ‘arriving.’”

Since this “other self” took charge of me, I have come by useful knowledge which I am sure I never would have discovered while my old fear entity was on the throne. For one thing I have learned that those who meet with difficulties which seem insurmountable may, if they will do so, best overcome these difficulties by forgetting them for a time and helping others who have greater problems.

 

A New Way to Pray

My other self has taught me to concentrate upon my purpose and to forget about the plan by which it is to be attained when I go to prayer. I am not suggesting that material objects may be acquired without plans. What I am saying is that the power which translates one’s thoughts or desires into realities has its source in an Infinite Intelligence which knows more about plans than the one doing the praying.

Stating the case in another way, may it not be wise, when praying, to trust to the Universal Mind to hand over the plan best suited for the attainment of the object of that prayer? My experience with prayer has taught me that so often all which results from prayer is a plan (if the is answered all), a plan that is suited for the attainment of object of the prayer through natural and material media. The plan must be transmuted, through self effort action.

I know nothing about form of prayer which can be any induced to work favorably in a mind that is colored, in the slightest degree, by fear.

Since becoming better acquainted with my other self, my way of praying is different from what it was before. I used to go to prayer only when facing difficulty. Now I go to prayer before difficulty overtakes me, when possible. I now pray, not for more of this world’s goods and greater blessings, but to be worthy of that which I already have. I find that this plan is better than the old one.

Infinite Intelligence seems not at all offended when I give thanks and show that I am grateful for the blessings which have crowned my efforts. I was astounded, when I first tried this plan of offering a prayer of thanks for what I already possessed, to discover what a vast fortune I had owned without being appreciative of it.

For example, I discovered that I possessed a sound body which had never been seriously damaged by illness. I had a mind which was reasonably well balanced. I had a creative imagination through which I could render useful service to great numbers of people. I was blessed with all the freedom I desired, in both body and mind. I possessed an imperishable desire to help others who were less fortunate. I discovered that happiness, the highest aim of mankind, was mine for the taking, business depression or no business depression.

Last, but by no means least, I discovered that I had the privilege of approaching Infinite Intelligence, either for the purpose of offering thanks for what I already possessed, or to ask for more, and for  guidance.

Is prayer a part of your life? Do God to “hand over you trust the plan best suited for the attainment of the object” of your Prayer? Do you acknowledge that in order for your plan to be successful you must take action?

 

A As I have already told you, poverty is always my friend because it discourages independence of thought and encouages fear in the minds of men. Some wealthy men serve my cause while others do me great damage, depending upon how the wealth is used. The great Rockefeller fortune, for example, is one of my worst enemies.

Q That is interesting. Your Majesty: will you tell me why you fear the Rockefeller fortune more than others?

A The Rockefeller money is being used to isolate and conquer diseases of the physical body, in all parts of the world. Disease has always been one of my most effective weapons. The fear of ill health is second only to the fear of poverty. The Rockefeller money is uncovering new secrets of nature in a hundred different directions, all of which are designed to help men take and keep possession of their own minds. It is encouraging new and better methods of feeding, clothing, and housing people. It is wiping out the slums in the large cities, the places where my favorite allies are found. It is financing campaigns for better government and helping to wipe out dishonesty in politics. It is helping to set higher standards in business  practice and encouraging business men to conduct business by the Golden Rule; and that is not doing my cause any good.

Q You say you have corrupted the minds of the young people with liquor and cigarettes. I can understand how liquor might destroy the power of independent thought but do not see what cigarettes have to do with helping your cause.

A You may not know it, but cigarettes break down the power of persistence: they destroy the power of endurance; they destroy the ability to concentrate; they deaden and undermine the imaginative faculty, and help in other ways to keep people from using their minds most effectively. Do you know I have millions of people young and old, of both sexes, who smoke two packages of cigarettes a day? That means I have millions of people who are gradually destroying their power of resistance.

One day I shall add to their habit of cigarette smoking other thought-destroying habits, until I shall have gained control of their minds. Habits come in triplets, and quadruplets. Any habit pairs, which weakens one’s will power invites a flock of its relatives to move in take possession of the mind. The cigarette habit and not only lowers the power of resistance and discourages persistence, but it invites looseness in other human relationships.

Q Go ahead and tell me more of the methods by which you cause people to drift to hell with you!

A I cause people to drift on subject through which I even can control independent thought and action:

 

Health, for example I cause most people to eat too much food and the wrong sort of food. This leads to indigestion and destroys the power of accurate thought If the public school and the churches taught children more about proper eating, they would do my cause irreparable damage.

Marriage: I cause men and women to drift into marriage without plan or purpose designed to convert the relationship into harmony. Here is one of my most effective methods of converting people into the habit of drifting I cause named people to bicker and nag one another over money matters I cause them to quarrel over the bringing up of their children. I engage them in unpleasant controversies over their intimate relationships and in disagreements over friends and social activities. I keep them so busy finding fault with one another that they never have time to do anything else long enough to break the habit of drifting.

Occupation: I teach people to become drifters by causing to drift out of school into the first job they find, with no definite aim or purpose except to make a living. Though this trick I keep millions of people in fear of poverty all their lives. Through this fear I lead them slowly but surely onward until they reach the point beyond which no individual ever has broken the drifting habit.

Savings: I cause people to spend freely and to save sparingly or not at all, until I take complete control of them through their fear poverty.

Environment: I cause people to dirt into inharmonious and unpleasant environments in the home, in their places of occupation in their relationship with relatives and acquaintances, and to remain there until I claim them through the habit of rifting.

Dominating Thoughts: I cause people to drift into the habit of thinking negative thoughts. This leads to negative acts and involves people in controversies and ills their minds with fears, thus paving the way for me to enter and control their minds when I move in, I do so by appealing to people through negative thoughts which they believe to be their own. I plant the seeds of negative thought in the minds of people through the pulpit, the newspapers, the moving pictures, the radio, and all other popular methods of appeal to the mind I cause people to allow me to do their thinking for them because they are too lazy and too indifferent to think for themselves.

Q I conclude from what you say that drifting and procrastination are the same. Is that true?

A Yes, that is.  Any habit which causes one to procrastinate, to put off reaching a definite decision, leads to the habit of drifting.

Q Go ahead and describe a typical drifter.  Give your description point by point so I can recognize a drifter when I see him.

  • A The first thing you will notice about a drifter is his total lack of a major purpose in life.
  • He will be conspicuous by his lack of self-confidence.
  • He will never accomplish anything requiring thought and effort.
  • He spends all he and more too, if he can get credit.
  • He will be sick or ailing from some real or imaginary cause, and calling to high heaven if he suffers the least physical pain.
  • He will have little or no imagination.

 

Q What brief message would you send to the typical drifter if you wished to cure him of this evil habit?

A I would admonish him to wake up and give!

Q Give what?

A Some form of service useful to as many people as possible.

Q So the non-drifter is supposed to give, is he?

A Yes, if he expects to get! And he must give before he gets!

 

Everyone will be given a job or fed from the government treasury. When men’s bellies are filled, they drift freely with one who does the filling. Hungry men get out from under control.

Q Your Majesty has given me a clear description of drifting. Tell me what must be done to insure against the habit of drifting I want a complete formula that anyone can use.

 

A protection against drifting lies within easy reach of every human being who has a normal body and a sound mind. The self-defense can be applied through these simple methods:

 

  1. Do own thinking on all occasions. The fact that the human beings are given complete control over nothing save the power to think their own thoughts is laden with signifcance.
  2.  Decide definitely what you want from life; then create a plan for attaining it and be willing to sacrifice everything else, if necessary, rather than accept permanent defeat.
  3.  Analyze temporary defeat, no matter of what nature or cause, and extract from it the seed of an equivalent advantage
  4.  Be willing to render useful service equivalent to the value of all material things you demand of life, and render the service first.
  5.  Recognize that your brain is a receiving set that can be attuned to receive communications from the universal storehouse of Infinite Intelligence, to help you transmute your desires into their physical equivalent.
  6.  Recognize that your greatest asset is time, the only thing except the power of thought which you own outright, and the one thing which can be shaped into whatever material things you want. Budget your time so none of it is wasted.
  7.  Recognize the truth that fear generally is a filler with which the Devil occupies the unused portion of your mind. It is only a state of mind which control by filling the you can space it occupies with faith in your ability to make life provide you with whatever you demand of it.
  8.  When you pray, do not beg! Demand what you want and insist upon getting exactly that, with no substitutes.
  9.  Recognize that life is a cruel taskmaster and that either you master it or it masters you. There is no halfway or compromising point. Never accept from life anything you do not want. If that which you do not want is temporarily forced upon you, you can refuse, in your own mind, to accept it and it will make way for the thing you do want.
  10.  Lastly, remember that your dominating thoughts attract through a definite law of nature, by the shortest and most convenient route, their physical counterpart. Be careful what your thoughts dwell upon.

A The law of hypnotic rhythm is available to all who will use it I make use of it more effectively than does my opposition because I offer people more attractive bribes to think my sort of thoughts and indulge in my sort of deeds.

Q In other words, you control people by making negative thinking and destructive deeds pleasing to them, is that correct?

A That is the idea, exactly!

 

In the rest of the book, Hill discusses these seven principles to attain spiritual, men and physical freedom:

1. Definiteness of purpose

2. Mastery over self

3. Learning from adversity

4. Controlling environmental influence (associations)

5. Time giving permanency to positive, rather than negative thought-habits and developing wisdom)

6. Harmony (acting with definiteness of purpose to become the dominating influence in your own mental, spiritual, and physical environment)

7. Caution (thinking through your plan before you act)

 

 

Q Is the habit of definiteness a permanent protection against your control?

A No, not by means. Definiteness closes the door of one’s any mind to me only as long as that person follows the principle as a matter of policy. Once any person hesitates, procrastinates, or becomes indefinite about anything, he is just one step removed from my control.

 

Q You mean that any plan definitely put into continuous action in pursuit of a definite purpose may be successful even if it is not the best plan?

A Yes, I mean just that. Definiteness of purpose plus definiteness of plan by which the purpose is to be achieved generally succeeds, no matter how weak the plan may be.

 

Q Can who moves with definiteness of both plan a person and purpose be always sure of success?

A No. The best of plans sometimes misfire, but the person who moves with definiteness recognizes the difference between temporary defeat and failure. When plans fail he substitutes others but he does not change his purpose. He perseveres. Eventually he finds a plan that succeeds

Q Why do the majority of prayers fail?

A They don’t. All prayers bring that for which one prays.

Q But you just said that definiteness of purpose is the only sort of prayer upon which one can rely. Now you say that all prayers bring results. What do you mean?

A There is nothing inconsistent about it. The majority of people who pray go to prayer only after everything else fails them. Naturally they go with their minds filled with fear that the prayers will not be answered. Well, their fears are realized.

The person who goes to prayer with definiteness of purpose and faith in the attainment of that purpose puts into motion the laws of nature which transmute one’s dominating desires into their physical equivalent. That is all there is to prayer.

One form of prayer is negative and brings only negative results. One form is positive and brings definite, positive results. Could anything be more simple?

 

When you hear a person praying for something that he should procure through his own efforts, you may be sure you are listening to a drifter. Infinite Intelligence favors only those who understand and adapt themselves to her laws. She makes no discrimination because of fine character or pleasing personality. These things help people negotiate their way through life more harmoniously with one another, but the source from which prayer is answered is not impressed by fine feathers. Nature’s law is, “Know what you want, adapt yourself to my laws, and you shall have it.”

 

Does that harmonize with the teachings of Chris?

A Perfectly. Also it harmonizes with the teachings of all truly great philosophers.

Q Is your theory of definiteness in harmony with the philosophy of men of science?

A Definiteness is the majors difference between a scientist and a drifter. Through the principle of definiteness of purpose and plan.

 

Q Then it is true that man has rights and privileges not available to either Omnipotence or the peril is that the truth?

A Yes, that is true, but you might well have added that man has not yet fully awakened to the realization of this potential.

 

Name some of the common forms of sin.

It is sin to overeat because that leads to ill health a to and misery.

It is a sin to over-indulge in sex because that breaks down one’s will power and leads to the habit of drifting.

It is a sin to permit one’s mind to be dominated by negative thoughts of envy, greed, fear, hatred, intolerance, vanity, self pity, or discouragement, because these states of mind lead to the habit of drifting.

It is a sin to cheat, lie, and steal, because these habits destroy self respect, subdue one’s conscience, and lead to unhappiness.

It is a sin to remain in ignorance because that leads to poverty and loss of self reliance.

It is a sin to accept from life anything one does not want because that indicates an unpardonable neglect to use the mind.

 

Q WHAT PREPARATION MUST ONE UNDERGO before being able to move with definiteness of purpose at all times?

A One must gain mastery over self.This is the second of the seven principles. The person who is not master of himself can never be master of others. Lack of self mastery is, of itself the most destructive form of indefiniteness.

 

Q How can one master the emotion of sex?

A By the simple process of transmuting that emotion into some form of activity other than copulation. Sex is one of the greatest of all forces which motivate human beings. Because of this fact it is also one of the most dangerous forces. If humans would control their sex desires and transmute them into a driving force with which to carry on their occupation-that is, if they their work one half the time they dissipate in pursuit of they would never know poverty.

 

Q Do mean by your statement, that one should not you indulge the desire for sex?

A No, I mean that like all other forces available to man sex, should be understood, mastered, and made to serve man.  The desire for is natural as the desire for food sex expression as the desire can no more be killed than one can entirely stop a river from flowing If the emotion of sex is shut off from the natural mode it will break out in some other less desirable form, just as a river will, if dammed, break through and flow around the dam. The person who has self discipline understands the emotion of sex, respects it, and learns to control and transmute it into constructive activities.

 

Q But isn’t it true that a magnetic speaker often puts himself in the way of opportune to benefit himself by attracting the attention of others through his powers of oratory?

A Yes, a magnetic orator does have an asset of tremendous value in his ability to impress people by his speech, but he cannot make the best use of this asset if he forces his speech on others without their invitation. No single quality adds more to ones personality than the able to speak with emotional feeling force and conviction.

 

But failure does more than this. It gives an individual an opportunity, to test himself wherein he may learn how much will power he possesses Failure also forces people to learn many truths they would never discover without it Failure often leads an individual to an understanding of the power of self discipline without which no one could turn back after having once been the victim of hypnotic rhythm. Study the lives of all people who achieve outstanding success in any calling and observe, with proof, that their success is usually in exact ratio to their experiences of defeat before succeeding

Q Stay focused on adversity, if you will. If there are possible benefits to be found through adversity, name some of them.

A Adversity relieves people of vanity and egotism. It discourages selfishness by proving that no one can succeed without the cooperation of others.

 

Adverse forces an individual to test his mental, physical, and spiritual strength it thus brings him face to face with his weaknesses and gives him the opportuniy to bridge them. Adversity forces one to seek ways and means to definite ends by meditation and introspective thought. This often leads to the discovery and use of the sixth sense through which one may communicate with Infinite Intelligence.

Adversity forces one to recognize the need for intelligence not available except from sources outside of ones own mind. Adversity breaks old habits of thought and gives one an opportunity to form new habits, therefore, it may serve to break the hold of hypnotic rhythm and change its operation from negative to positive ends.

 

Q What benefits may be derived from the loss of material things-money, for example?

A The loss of material things may teach many needed lessons, none greater, however, than the truth that man has control nothing and has no assurance of the permanent use over of anything except his own power of thought.

 

Q Am I to understand from what you say that every adversity is a blessing?

A No, I did not say that. I said there is the seed of equivalent advantage in every adversity. I did not say there was the full-blown flower of advantage, just the seed. Usually the seed consists of some form of knowledge, some idea or plan, or some opportunity which would not have been available except through the change of thought-habits forced by the adversity.

 

Q From what infer that time is the friend of the person who trains his mind to follow positive thought-habits and the enemy of the person who drifts into negative thought habits Is that correct?

A That is precisely true. All people can be classified as drifters and non-drifters. Drifters are always at the mercy of the non drifters, and time makes this relationship permanent.

We come, now, near to the end of our visit through this book. If we were to try to state in one brief sentence the most important part of that which I have tried to convey through the book, it would be something like this:

One’s dominating desires can be crystallized into their physical equivalents through definiteness of purpose backed by definiteness of plans, with the aid of nature’s law of hypnotic rhythm and time!

 

 

Los Secretos del Hombre mas Rico del Mundo, Carlos Slim

Los Secretos del Hombre mas Rico del Mundo, Carlos Slim

Los Secretos del Hombre mas Rico del Mundo, Carlos Slim

Creo que la pobreza no se puede enfrentar a través de dádivas No puedes luchar contra este flagelo mediante donaciones deducibles de impuestos o con programas sociales. La pobreza la enfrentas solo con buena educación y con puestos de trabajo.

Como regalo de bodas Slim recibió un millón de pesos de parte de su mama, patrimonio con el cual compro un terreno en Polanco. Según la costumbre libanesa era para construir la casa de la nueva familia. Pero la nueva pareja concibió una variante de esa tradición: construyeron un edificio donde ocuparon un piso y rentaron los otros departamentos.

*** El secreto de este moderno rey Midas para hacerse multimillonario surgió de su admiración por la filosofía de algunos grandes financieros como Jean Paul Getty, Benjamin Graham y Warren Buffet.

Slim asimilo las enseñanzas de Benjamin Graham quien sostenía los siguientes principios:

El inversionista debe ponerse alguna clase de limite en el precio que paga.
Mucho mas importante que saber cuando comprar o cuando vender es saber cuando NO comprar.
Nadie le pregunta a un experto como conducir los negocios y su vida… menos la bolsa.

Existen tres ámbitos donde una persona educada debe conducirse como un descerebrado: la religión, la bolsa y las matemáticas En los tres casos no solo “queda bien” considerarse un perfecto ignorante, sino que incluso es de mala educación discutir.

En pocas palabras: El empresario solo es un administrador temporal de la riqueza.

La ocupación desplaza a la preocupación y los problemas al enfrentarlos desaparecen.

“La riqueza es como un huerto. Tienes que compartir el fruto, no los arboles”.

Slim fue de compras en medio de una de las mas severas crisis económicas de la historia moderna mexicana. Esto es, mientras los inversionistas extranjeros y locales intentaban deshacerse de sus activos a cualquier precio, Slim hizo lo contrario: compro empresas de minería, tiendas minoristas, fabricas de cable y mucho mas. Precisamente durante la crisis, construyo el mayor conglomerado económico del país: el Grupo Carso.

“Los malos tiempos son buenos, si sabes que hacer con ellos:  Era el mejor momento, nadie quería comprar y todos querían vender”.

Bajo la óptica de Slim los negocios son simples:

  1. Cuida a tus clientes.
  2. Invierte mucho.
  3. Controla tus costos y tus gastos.

Los diez principios básicos de su imperio, fueron tomados de las enseñanzas de su padre, Julián Slim Haddad:

  1. Estructuras simples, organizaciones con mínimos niveles jerárquicos, desarrollo humano y formación interna de las funciones ejecutivas. Flexibilidad y rapidez en las decisiones. Operar con las ventajas de la empresa pequeña, que son las que hacen grandes a las grandes empresas.
  2. Mantener la austeridad en tiempos de vacas gordas fortalece, capitaliza, y acelera el desarrollo de la empresa, asimismo, evita los amargos ajustes drásticos en las épocas de crisis.
  3. Siempre activos en la modernización, crecimiento, capacitación, calidad, simplificación, y mejora incansable de los procesos productivos. Incrementar la productividad, competitividad, reducir gastos y costos, guiados siempre por las mas altas referencias mundiales.
  4. La empresa nunca debe limitarse a la medida del propietario o administrador. No sentirnos grandes en nuestros pequeños coralitos Mínima inversión en activos no productivos.
  5. No hay reto que no podamos alcanzar trabajando unidos, con claridad de los objetivos y conociendo los instrumentos.
  6. El dinero que sale de la empresa se evapora. Por eso re-invertimos las utilidades.
  7. La creatividad empresarial no solo es aplicable a los negocios, sino también a la solución de muchos de los problemas de nuestros países Lo hacemos a través de las Fundaciones del Grupo.
  8. El optimismo firme y paciente siempre rinde frutos.
  9. Todos los tiempos son buenos para quienes saben trabajar y tienen con que hacerlo.
  10. Nuestra premisa es y siempre ha sido tener muy presente que nos vamos sin nada; que solo podemos hacer las cosas en vida y que el empresario es un creador de riqueza que la administra temporalmente.

*** Me recomendó dos libros, How to be rich de Paul Getty, y Supermoney de Adam Smith.

Todos los que suenan con el éxito quisieran que Carlos Slim les confiara como hizo su fortuna hasta llegar a la cima. Ante esto Slim responde que no hay nada oculto, que su secreto consiste en trabajar, ahorrar e invertir.

Cuando Slim es interrogado acerca de que se siente ser el hombre mas rico del mundo, Slim ha respondido “se trata de un asunto que no tiene relevancia por que no es una competencia, no estoy jugando fútbol Al fin al cabo nadie se lleva nada de este mundo al morir. Sin embargo la riqueza debe ser administrada con eficiencia, probidad, eficacia y sobriedad.

…en ese entorno se destaca la escultura “Los últimos días de Napoleón”, acerca de la cual Slim ha dicho a sus amigos que “esta ahí para que no se olvide tener los pies en la tierra”.

Para los autores de “The Millionaire Next Door” cerca del 80% de los estadounidenses que han logrado riqueza ha sido a través de la acumulación de un dólar a la vez, trazando y siguiendo un plan para volverse millonarios, con mucha autodisciplina, habilidades y sin perder el enfoque de sus objetivos. Lo importante es dar el primer paso, pues el primer millón de dolares es el mas difícil de conseguir.

En todo caso, cual seria su legado?
– “Mi principal legado serán mis hijos. Muchos piensan dejar un mejor país para sus hijos, yo pienso dejar mejores hijos para mi país”.

El investigador, seguramente, querría enlistar los secretos de este guru financiero que lo llevaron a ser el hombre mas rico del mundo, pero encontraría solo uno: negociar de manera inflexible hasta el ultimo centavo.

“Mi padre, me inculco principios morales y de responsabilidad social muy claros. Actuar con la mas estricta moralidad y honradez.”

A finales de 1952, cuando yo tenia 12 anos, y con el fin de administrar nuestros ingresos y egresos, mi papa nos estableció la obligación de llevar una librea de ahorros, que revisaba con nosotros cada semana.

“Si mis hijos hubieran querido ser boxeadores o atletas tendrían que haber competido entre ellos. Pero en la vida real para conseguir tu felicidad no necesitas competir contra nadie?